Big update for international spends. IDFC FIRST is removing forex markup across its entire credit card portfolio.
What’s changing
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0% forex markup on all IDFC FIRST credit cards
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Applies to existing cardholders automatically
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No new application, upgrade, or spend threshold required
Why it matters
Most cards still charge ~3–3.5% on overseas transactions. This makes IDFC cards much stronger for travel and foreign-currency spends, including accelerated Reward Points on higher spend cards.
Good cards to consider
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IDFC Wealth
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IDFC Select
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IDFC Mayura / Ashwa
Fine print is still rolling out — wait for official confirmation if you’re planning a big trip. This one is worth watching closely.