IDFC First Private Credit Card: Features, Perks, and Fees You Need to Know

1. Welcome Benefits

  • 2,00,000 reward points worth ₹50,000 upon paying the joining fee.
  • Complimentary Taj Epicure membership during your first visit package.

2. Reward Points

  • 10X reward points on birthday spends.
  • 6X reward points on online spends exceeding ₹30,000 per month.
  • 3X reward points on offline spends over ₹30,000 per month.
  • 1X reward points on insurance premium payments.
  • Bonus: 25% extra points if redeemed for donations.
  • Reward points never expire!

3. Annual Fee Rewards

  • 1,00,000 bonus reward points on payment of annual fees.
  • Complimentary Taj Epicure membership upon annual fee payment.

4. Travel & Lounge Access

  • Complimentary access to domestic & international airport lounges and spas.
  • Complimentary access to railway lounges across India.
  • 0% forex markup on international transactions.

5. Exclusive Privileges

  • ₹1,500 monthly discount on movie tickets, plays, and shows via BookMyShow.
  • Unlimited complimentary golf lessons.

6. Travel Insurance Coverage

  • Trip cancellation coverage up to ₹50,000.
  • Air & travel accident insurance up to ₹1 crore.

7. Other Benefits

  • No expiry on reward points.
  • No over-limit charges.
  • 9% fixed interest rate on payments.
  • No late payment fee.

Eligibility Criteria

This card is invite-only, and eligibility depends on:

  • Your relationship with IDFC First Bank.
  • Your income and overall credit profile.
  • A healthy credit score, low credit utilization ratio, and high account balance increase your chances!

For More Details Visit IDFC First Private Credit Card

Always analyze your spending habits and lifestyle needs before opting for premium credit cards. Planning your expenses ensures you avoid unnecessary debts.