IDFC FIRST Bank offers two corporate salary accounts—Platinum Plus and Classic Plus—designed to provide employees with zero-fee banking, high interest rates, unlimited ATM withdrawals, and exclusive perks like rewards, insurance, and travel benefits. Whether you’re starting your career or an experienced professional, these accounts help you manage your finances with ease.
Platinum Plus Salary Account
A premium salary account for corporate employees with enhanced financial and lifestyle benefits.
Key Features
- Zero Fee Banking: No charges on IMPS, RTGS, SMS alerts, or other services.
- Monthly Interest Credits: Earn interest every month instead of annually.
- Unlimited ATM Transactions: No restrictions on ATM withdrawals.
- Higher Limits: ₹2 lakh ATM withdrawal and ₹6 lakh POS transaction limits.
- Rewards & Benefits: Earn up to 10X reward points and get 2000 bonus points (worth ₹500).
- Entertainment & Travel Perks: Times Prime membership, lounge access, and trip cancellation cover.
- Comprehensive Insurance: ₹50 lakh personal accident cover, ₹1 crore air accident cover.
Eligibility
- Minimum monthly salary of ₹50,000.
- Open to Indian citizens and eligible foreign nationals.
Classic Plus Salary Account
A simple, feature-packed salary account for employees receiving direct salary credits.
Key Features
- Zero Fee Banking: No charges on basic services.
- Higher Interest Rates: Earn more on savings.
- Unlimited ATM Withdrawals: Access cash anytime, anywhere.
- Higher Limits: ₹2 lakh ATM withdrawal and ₹6 lakh POS transaction limits.
- Exclusive Debit Card & Rewards: Earn up to 10X reward points on transactions.
- Insurance Coverage: Personal accident and air accident insurance included.
Eligibility
- Minimum monthly salary of ₹25,000.
- Open to Indian citizens and eligible foreign nationals.
IDFC FIRST Corporate Salary Accounts provide a seamless banking experience with rewards, security, and premium perks tailored for professionals.