Times Black ICICI Credit Card : Ideal for those who enjoy luxurious travel experiences and rewarding purchases, the Times Black card offers:
- Annual Fee: ₹20,000 + GST
- Reward Rate:
- 2.5% on international spends
- 2% on domestic spends
- Welcome Benefits: ₹10,000 EaseMyTrip hotel voucher, ₹10,000 Onevasco & Visa services, Zomato Gold membership
- Travel Perks: Unlimited access to domestic & international airport lounges, luxury transfer services including helicopter rides (location-based)
- Additional: Special experiences at high-end restaurants and events at The Quorum Club
Apply Now : Times Black ICICI Credit Card
ICICI Emeralde Private Credit Card : The Emeralde Private card is perfect for individuals who want luxury with an emphasis on rewards:
- Annual Fee: ₹12,499 + GST
- Reward Rate: 6 Reward Points (RP) per ₹200 spent on retail purchases
- Welcome Benefits: Complimentary Taj Epicure & EazyDiner memberships, 12,500 bonus RP
- Travel Perks: Priority Pass for unlimited domestic & international lounge access, air travel vouchers, flight cancellation coverage
- Dining/Entertainment: EazyDiner membership, discounts on BookMyShow tickets (Buy 1, get ₹750 off the second)
Apply Now : ICICI Emeralde Private Credit Card
Key Comparisons: Times Black vs. Emeralde Private
| Feature | Times Black | Emeralde Private |
|---|---|---|
| Annual Fee | ₹20,000 + GST | ₹12,499 + GST |
| Reward Rate | 2.5% on international, 2% on domestic | 6 RP per ₹200 spent |
| Reward Redemption | Airmiles, cash, and more | Products & rewards redemption |
| Welcome Benefits | ₹10,000 hotel voucher, Zomato Gold, more | Taj Epicure & EazyDiner memberships, 12,500 RP |
| Dining/Entertainment | Zomato Gold benefits | EazyDiner, BookMyShow discounts |
| Travel Perks | Unlimited lounge access | Unlimited lounge access with Priority Pass |
Which Card Should You Choose?
- Times Black ICICI Credit Card: Best for luxury lovers who frequently travel internationally and enjoy exclusive dining and high-end experiences.
- ICICI Emeralde Private Credit Card: Great for those who want rich rewards on everyday spending, alongside excellent travel perks and food discounts.