I was recently offered the ICICI Rubyx Dual Credit Card, but after reviewing the reward program, I found it underwhelming given the joining fee of ₹3,000 and the annual fee of ₹2,000. Is there something I might be missing?
@AleenaJacob Consider taking the card only if it’s offered as lifetime free. Depending on your company and salary, you might be offered the Platinum, Coral, or Rubyx cards for free.