Having a savings account ensures that you can save regularly, giving you financial security in times of need. Whether it’s for a medical emergency, a child’s education, or future goals, ICICI Bank offers a wide range of savings accounts designed to cater to different needs and age groups. Here’s a quick overview of some of the best savings accounts ICICI Bank offers:
1. Family 360° Banking Savings Account
The perfect all-in-one solution for your family’s financial management, combining personal, business, and family banking needs in one place.
Key Features:
- Dedicated Relationship Manager for personalized service
- Exclusive loan rates for family members
- Premium card options like Amazon Pay, Sapphiro, and Gold Business Debit Card
- Complimentary insurance up to ₹40 lakhs
- Health Shield 360 for family health protection
- Complimentary airport lounge access for you and three guests
- Unlimited ATM access at ICICI and other banks
With preferential loan offerings and benefits for the whole family, the Family 360° Banking Account is an all-around financial solution.
2. Young Stars Savings Account
A savings account for minors that promotes financial literacy and helps children develop smart saving habits.
Key Features:
- Operated by a guardian for guided financial learning
- Free Titanium Debit Card for easy access
- Goal-based savings with iWish for future milestones
- Unlimited cheque leaves for simplified banking
- No minimum balance stress when linked to family accounts
This account helps lay the foundation for a child’s financial future, making it a great choice for families.
3. Smart Star Savings Account
Designed for teenagers, this account helps them take their first steps toward financial independence.
Key Features:
- Self-operated account with parental consent
- Complimentary MasterCard World Debit Card
- Annual debit transaction limit of ₹5 lakhs for responsible spending
- No minimum balance requirement
- Smooth UPI payments via the iMobile Pay app
This account promotes responsible spending and savings, giving teens the tools they need for independent banking.
4. Campus Power Savings Account
An exclusive account for college students, helping them manage their daily expenses and plan their financial future.
Key Features:
- No minimum balance requirement for worry-free banking
- Complimentary credit cards like Coral RuPay or Sapphiro with no annual fee
- Preferential education loan rates for easier access to funds
- Investment solutions at flat brokerage rates
- Digital banking benefits for easy access and UPI payments
Perfect for students, this account offers a seamless blend of banking and financial growth opportunities.
5. Senior Citizen Savings Account
Tailored for the elderly, offering priority banking services and solutions to help manage retirement funds.
Key Features:
- Dedicated senior citizen desk and doorstep banking services for convenience
- Monthly payout FDs, Senior Citizen Savings Scheme, and NPS for steady income and higher returns
- Secure digital transactions with enhanced safety features
This account provides peace of mind, with priority assistance and safety features for effortless banking.
Why Choose ICICI Savings Accounts?
ICICI offers something for everyone—from young savers to families and senior citizens. With features like no minimum balance, exclusive loan rates, and complementary cards and services, ICICI’s savings accounts are designed to simplify your financial journey at every stage of life.
Explore the full list of savings accounts today and find the perfect one for your needs!