Looking for a credit card that combines luxury, rewards, and convenience? The HSBC Visa Platinum Credit Card offers more than financial independence—it enhances your lifestyle! Let’s explore why this card could be a great fit for you.
Why Choose HSBC Visa Platinum Credit Card?
This card offers an irresistible mix of benefits:
- Lounge access
- Retail discounts
- Food delivery offers
Fees & Charges
- Joining Fee: Nil
- Finance Charges: 3.3% p.m. (39.6% p.a.)
- Minimum Payment Due (MPD): 5% of the outstanding (minimum ₹100)
Eligibility Criteria
Here’s who can apply:
- Age: 18–65 years
- Income: ₹4 lakh (gross annual income)
- Location: Must reside in a city where the card is offered
Documents Required
- Proof of Income: Latest salary slip or certificate
- Bank Statements: 3 months of salary credit
- Existing Credit Card Statement: If applicable
- Other Proof: Identity, address, PAN card/Form 60
Top 5 Features of HSBC Visa Platinum Credit Card
1. 5X Reward Points
Earn 5X points on all purchases after spending ₹4 lakh annually.
2. Diverse Redemption Options
Redeem points for vouchers from top brands in electronics, fashion, jewellery, and more.
3. Global Card Replacement
Lost your card? Get it replaced anywhere in the world with Visa Global Assistance.
4. Instant EMIs
Shop now, pay later! Convert purchases into EMIs of 3, 6, 9, or 12 months—no paperwork required.
5. Accelerated Rewards Cap
Earn up to 15,000 bonus points annually after crossing ₹4 lakh in spending.
Extra Perks
Enjoy comprehensive travel insurance, enhanced security, and lifestyle benefits. Whether you’re a frequent traveler or a shopper, this card aligns with your needs.
Don’t Have the HSBC Visa Platinum Credit Card? Apply Now and Enjoy Exclusive Benefits!