HSBC Taj Credit Card: Unveil Luxury Stays, Exclusive Perks, and More

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What is the HSBC Taj Credit Card?

  • A co-branded card by HSBC Bank India and IHCL (Indian Hotels Company Limited).
  • Offers privileges at IHCL’s 350+ hotels across brands like Taj, Vivanta, Ginger, and more.
  • Unlocks luxury stays, gourmet dining, and bespoke experiences for cardholders.

Top Features & Benefits

1. Welcome Benefits

  • Vouchers for 1-night stay + breakfast for 2 at any of 9 iconic Taj Palace Hotels (e.g., Taj Lake Palace, Umaid Bhavan Palace).
  • 2 additional vouchers for a 1-night stay with breakfast at participating hotels in India.

2. NeuPass Taj InnerCircle Platinum Membership

  • Earn 8 Neu Coins/₹100 at IHCL hotels.
  • Priority check-in/out (2 hours early/late, subject to availability).
  • Room upgrades: Unlimited e-vouchers + 4 Taj Club room upgrades.
  • Happy Hours: Complimentary drinks (6–8 PM daily).

3. Reward Points

  • 5 points/₹100 at IHCL properties (3.3% value back).
  • Combine with Neu Coins for an effective 11% value back.
  • Redeemable for stays, dining, and spa treatments.

Exclusive Privileges

  • 25% savings on Best Available Rates (BAR) at IHCL hotels.
  • 4 set meal vouchers for 2 at participating restaurants.
  • Spa benefits: Free 60-minute session + sauna & steam room access.
  • Pool access: Up to 12 free visits per year.
  • Lounges:
    • 12 visits/year to The Chambers Lounge.
    • 12 visits/year to Taj Club Lounge.
  • Rendezvous events: Exclusive networking & masterclasses.
  • Blacklane Transfers: 4 chauffeur-driven limousine transfers/year.
  • Airport Lounges: Unlimited complimentary global access.

Partner Discounts

  • BookMyShow: BOGO offer, max ₹750 discount/ticket, 2x/month.
  • Starbucks: 50% off, up to ₹150, 4x/month.
  • Tira: 25% off, max ₹750/month (min ₹2,499 spend).
  • Zomato: 12% off, max ₹500 (min ₹2,499 spend).
  • Discounts at Swiggy, PVR, Croma, and more!

Fees & Eligibility

  • Joining & annual renewal fee: ₹1,10,000.
  • Eligibility:
    • Indian residents aged 25–75 years.
    • Must live in one of 13 specified cities.
    • Apply via the HSBC India website’s waiting list.

Is It Worth It?

Despite the high fee, the 11% value back (reward points + Neu Coins) at IHCL properties makes it a great pick for Taj hotel loyalists. With benefits like luxury stays, curated experiences, and dining discounts, the card offers unmatched perks for frequent travelers.

Don’t have the HSBC Taj Credit Card yet? Apply today!