HSBC Spend Fest Is Back: Win Rewards Worth Up to ₹4 Lakh Just by Using Your Credit Card

HSBC has launched a new Spend Fest campaign, giving eligible credit cardholders a chance to win rewards worth up to ₹4,00,000.

From premium gadgets to travel vouchers, the campaign is designed to reward cardholders for their everyday spending over the next few weeks.

What’s on Offer?

Eligible HSBC credit cardholders can win rewards including:

iPhones

MakeMyTrip vouchers

Amazon vouchers

• Other exciting prizes worth up to ₹4,00,000

The campaign is valid until 9 August 2026, giving cardholders a limited window to qualify under the offer terms.

Eligible Cards

The promotion is available on select HSBC Credit Cards, including:

• HSBC TravelOne

• HSBC Live+

• HSBC RuPay Cashback

• HSBC RuPay Platinum

• HSBC Visa Platinum

• HSBC Premier

• HSBC Taj Credit Card

Why This Is Interesting

Unlike instant cashback or reward point promotions, Spend Fest adds an element of gamification to everyday card spending.

Instead of rewarding every transaction directly, HSBC is encouraging cardholders to spend during the campaign period for a chance to win high-value prizes.

For customers who already use their HSBC cards regularly, participation comes at no additional cost—provided their spends meet the campaign criteria.

Before You Start Spending

As with most promotional campaigns, the actual rewards depend on the offer’s terms and conditions.

Cardholders should check:

• Minimum spending requirements

• Eligible merchant categories

• Registration requirements (if applicable)

• Prize allocation criteria

Understanding these conditions is essential before planning spends solely around the campaign.

The Bigger Picture

Banks are increasingly moving beyond traditional reward points by introducing campaign-based promotions that combine everyday spending with high-value prizes.

While cashback and reward points remain the core value proposition, limited-time campaigns like Spend Fest add another layer of engagement for existing cardholders.