Hi all, I currently have a salary account with HDFC and hold the HDFC Diners Club Privilege (DCP) LTF card. I’m trying to upgrade to the Diners Club Black (DCB) LTF. However, I recently came across an offer from HSBC, which provides 5% unlimited cashback with their salary account debit card, along with access to HSBC credit cards. Should I consider switching to HSBC for the cashback benefits, or stick with HDFC and push for the DCB upgrade?
@Ankit What if HSBC decides to stop offering cashback after a few months? A salary account with HDFC is a solid choice, and their credit cards generally offer better benefits compared to HSBC. I’d suggest sticking with HDFC and pushing for the DCB LTF upgrade instead.