1. IDFC HPCL First Power Plus Credit Card
This card is ideal for frequent refuelers, offering high reward rates and additional lifestyle benefits.
- Welcome Benefits:
- ₹500 cashback on the first fuel transaction.
- ₹1,000 off on Zoomcar rentals.
- Up to 50% discount on chauffeur-driven rentals (Eco Rent-A-Car & Europcar).
- Rewards:
- 30 Points/₹150: HPCL fuel, groceries, and utilities.
- 5% savings when using HP Pay App for fuel.
- 3 Points/₹150: Most retail spending (excludes insurance, EMI, non-HPCL fuel).
- 1 Point = ₹0.25.
- Additional Perks:
- 25% discount on movie tickets via Paytm (max ₹100).
- 1 complimentary domestic lounge access per quarter (spend ₹20,000 monthly).
- Annual Fee Waiver: Spend ₹1.5 lakhs annually.
Apply Now : IDFC HPCL First Power Plus Credit Card
2. ICICI HPCL Super Saver Credit Card
A versatile card offering benefits on fuel and retail spending.
- Welcome Benefits:
- 2,000 bonus Reward Points on ₹5,000 spends within 45 days.
- ₹100 cashback on the first HP Pay fuel transaction.
- Rewards:
- 4% cashback on HPCL fuel (additional 1% surcharge waiver = 5% savings).
- 2 Points/₹100: Retail purchases.
- 20 Points on utility and department store bills (max ₹100/month).
- 1 Point = ₹0.25.
- Additional Perks:
- 25% off (up to ₹100) on movie tickets (BookMyShow & INOX, twice a month).
- 1 complimentary lounge access per quarter (spend ₹35,000 in the previous quarter).
- Annual Fee Waiver: Spend ₹1.5 lakhs annually.
Apply Now : ICICI HPCL Super Saver Credit Card
3. HPCL ENERGIE BOBCARD (Bank of Baroda)
A low-cost card with excellent fuel and lifestyle benefits.
- Welcome Perks:
- 500 Reward Points for ₹5,000 spent in the first 60 days.
- Rewards:
- 24 Points/₹150: HPCL fuel.
- 10 Points/₹150: Utilities and department store spends.
- 2 Points/₹150: Other spends.
- 1 Point = ₹0.25.
- Additional Perks:
- 25% off on movie tickets (Paytm Movies).
- 1 complimentary domestic lounge access per quarter.
- Fuel Surcharge Waiver: 1% (₹400-₹5,000 transactions).
- Annual Fee Waiver: Spend ₹50,000 annually.
Apply Now : HPCL ENERGIE BOBCARD
4. IDFC HPCL First Power Credit Card
A RuPay card for fuel savings and daily expenses.
- Welcome Benefits:
- ₹250 cashback on the first fuel transaction.
- ₹1,000 off on Zoomcar rentals.
- Rewards:
- 5% savings on HPCL fuel.
- 15 Points/₹150: Grocery, utility, and IDFC FASTag recharges.
- 2 Points/₹150: UPI and retail spends (excluding fuel and insurance).
- 1 Point = ₹0.25.
- Fuel Surcharge Waiver: 1%.
Apply Now : IDFC HPCL First Power Credit Card
Which Card Should You Choose?
- For maximum fuel rewards: IDFC HPCL First Power Plus Credit Card or HPCL ENERGIE BOBCARD.
- For versatile benefits (fuel + retail): ICICI HPCL Super Saver Credit Card.
- For a RuPay card with good fuel savings: IDFC HPCL First Power Credit Card.
Each card has unique strengths, so choose based on your primary spending categories and lifestyle needs.