How to Withdraw Money Using Your Aadhaar Card: Step-by-Step Process

Need cash but don’t want to visit the bank or ATM? You can now withdraw money using your Aadhaar card thanks to the Aadhaar Enabled Payment System (AEPS). Here’s a quick guide on how to do it!


1. Ensure Aadhaar is Linked to Your Bank Account

Before you can use your Aadhaar card to withdraw money, make sure it is linked to your bank account. This is essential for the Aadhaar Enabled Payment System (AEPS) to work.


2. Steps to Withdraw Money Using Aadhaar

  • Step 1: Go to a micro-ATM or banking correspondent service.
  • Step 2: Enter your 12-digit Aadhaar number.
  • Step 3: Place your thumb on the fingerprint scanner for biometric authentication.
  • Step 4: Select the “Money Withdrawal” option from the available transaction options.
  • Step 5: Enter the amount you want to withdraw and confirm.

3. No Card Required!

This process eliminates the need for an ATM or debit card, making it a convenient option for quick cash withdrawals.


With AEPS, cash withdrawal has become easier and more accessible across India. Just ensure your Aadhaar card is linked to your bank, and you’re good to go!