HDFC Bank credit cardholders can transfer their reward points to hotel loyalty programs like Accor Live Limitless (ALL), Club ITC, IHG One Rewards, and Wyndham Rewards. These points can then be redeemed for complimentary hotel stays, making vacations more rewarding.
Understanding Reward Points Transfers
Many banks, including HDFC, Axis, American Express, and HSBC, allow customers to transfer their credit card reward points to airline and hotel loyalty programs. These transfers help maximize value by enabling free hotel stays or flight redemptions.
HDFC Bank Reward Points Transfer Partners
HDFC Bank has partnered with 17 travel programs, including four hotel loyalty programs and 13 airline frequent flyer programs.
Hotel Loyalty Partners:
- Accor Live Limitless (ALL)
- Club ITC
- IHG One Rewards
- Wyndham Rewards
Airline Partners:
- AirAsia Rewards
- Avianca LifeMiles
- British Airways Executive Club
- Etihad Guest
- Finnair Plus
- Flying Blue
- Hainan Airlines Fortune Wings Club
- Lotusmiles Program
- Turkish Airlines Miles&Smiles
- United MileagePlus
- Qatar Airways Privilege Club
- SpiceClub
- Aeroplan
How to Transfer HDFC Bank Reward Points to Hotel Loyalty Programs
HDFC Bank credit cardholders must use the SmartBuy portal to transfer their points. Follow these steps:
- Visit SmartBuy and select the credit card from which you want to transfer points.
- Log in using your registered mobile number and OTP.
- Click on “Travel Earn & Burn Reward Points.”
- Under the “Miles Transfer” section, select “Transfer to Mile.”
- Choose the hotel loyalty program you want to transfer points to and check the conversion ratio.
- Enter your loyalty membership details, the number of points to transfer, and confirm the transaction.
- An OTP will be sent for authentication. Once entered, the transfer is processed.
Conversion Ratios and Timelines
The conversion ratio varies based on the credit card variant. For example, Infinia cardholders can transfer reward points at a 2:1 ratio, meaning 100 HDFC reward points convert to 50 loyalty program points. Transfer timelines range from 24 to 96 hours, depending on the program.
Using Transferred Points for Free Stays
Accor Live Limitless (ALL):
Accor has over 5,700 hotels worldwide, including brands like Novotel, Sofitel, and Grand Mercure. ALL points can be redeemed for hotel stays, dining, and other services. Membership is free, and points from multiple banks can be combined.
Club ITC:
With over 140 hotels in India, ITC Hotels offers a luxury experience through its Club ITC program. Transferred points can be used for room bookings and member-only discounts. The program has tiered benefits based on loyalty status.
IHG One Rewards & Wyndham Rewards:
HDFC Bank reward points can also be transferred to IHG One Rewards and Wyndham Rewards, allowing redemptions at hotels worldwide.
Maximizing Hotel Loyalty Points
By strategically transferring and redeeming points, HDFC Bank credit cardholders can enjoy free stays, discounted rates, and exclusive benefits based on membership status. This approach enhances the overall travel experience, making luxury stays more accessible.