Did you know you can now set your UPI PIN without needing a debit card? With the help of NPCI and your Aadhaar-linked mobile number, you can easily create your UPI PIN. Here’s how!
UPI: A Convenient Way to Make Payments
UPI has transformed how we handle daily payments—whether paying for groceries or sending money. But, every UPI transaction needs a UPI PIN for authentication. Traditionally, setting up a UPI PIN required a debit card, but now you can do it using your Aadhaar OTP.
Two Ways to Set Your UPI PIN:
- Using a Debit Card
- Using Aadhaar OTP
We’ll focus on setting up your UPI PIN without a debit card, using Aadhaar OTP.
Requirements for Setting UPI PIN via Aadhaar OTP:
- Your mobile number must be linked to your Aadhaar.
- Your mobile number must be registered with your bank account.
Step-by-Step Guide to Set UPI PIN Without a Debit Card:
- Open UPI App: Launch your UPI app and enter your bank account details.
- Choose UPI PIN Setup: Select the option to set your UPI PIN.
- Select Aadhaar Option: Choose the ‘Aadhaar’ option and provide your consent.
- Aadhaar Verification: Enter the first six digits of your Aadhaar number.
- OTP Authentication: You’ll receive an OTP on your Aadhaar-linked mobile number. Enter it to verify.
- Create UPI PIN: Once verified, create your new UPI PIN.
- Confirm: Re-enter the OTP and your UPI PIN to complete the setup.
You’re done! Now you can make UPI transactions seamlessly without needing a debit card.
This method makes it super easy to set up your UPI PIN and enjoy cashless transactions using just your mobile number and Aadhaar.