Missing credit card payment deadlines can negatively impact your credit score, even if you clear the dues later. To avoid this, setting up auto pay on your SBI Card ensures timely payments. Here’s a step-by-step guide to help you activate it.
Setting Up Auto Pay on SBI Card
Step 1: Open the SBI Card mobile app.
Step 2: Navigate to ‘Recharge and Bill Payments’ or select ‘E-Store.’
Step 3: Choose ‘Bill Payments and Recharge.’
Step 4: Read and accept the disclaimer to proceed to the home page.
Adding a Biller for Auto Pay
Step 1: Tap ‘Add Biller’ on the bill pay homepage.
Step 2: Select the bill category.
Step 3: Enter the first three letters of the biller and choose the correct option.
Step 4: Enter your SBI Card details and add the biller.
Step 5: Verify the setup using the OTP sent to your registered mobile number.
How to Edit Auto Pay Details
Step 1: Go to ‘My Billers.’
Step 2: Locate the biller you want to edit.
Step 3: Tap the three dots and select ‘Edit.’
Step 4: Make the necessary changes and tap ‘Confirm and Modify.’
Step 5: Verify with the OTP sent to your phone.
How to Delete an Auto Pay Setup
To remove an auto pay setup, follow similar steps as editing:
- Tap the three dots next to the biller.
- Select ‘Delete.’
- Confirm your card details and enter the OTP to complete the removal.
Setting up auto pay ensures you never miss a payment, helping you maintain a good credit score while avoiding penalties.