Credit cards provide a convenient way to shop on Flipkart without immediate cash payments. However, secure usage is crucial to prevent fraud and overspending. Here’s a step-by-step guide to adding, using, and removing your credit card on Flipkart safely.
How to Add a Credit Card on Flipkart
- Log in to Flipkart’s official website or app.
- Select the product you want to buy and proceed to checkout.
- Enter your delivery details.
- Choose Credit/Debit/ATM Card as the payment method.
- Enter your card number, expiry date, and CVV.
- elect the option to save the card for future transactions.
- Complete the payment by verifying with an OTP.
Key Points to Consider for Secure Payments
- Accepted Cards: Flipkart supports Visa, MasterCard, Maestro, RuPay, American Express, Diner’s Club, and Discover cards.
- International Cards: Visa, MasterCard, Maestro, and American Express issued in India and select foreign countries are accepted (except for eGV payments/top-ups).
- Additional Payment Methods: Net banking, EMI, Flipkart Pay Later, UPI, wallets, Paytm Postpaid, and cash on delivery.
- Fraud Prevention: Flipkart monitors transactions for suspicious activity and flags potential fraud for manual verification.
- Identity Verification: In rare cases, ID proof may be required before processing certain transactions.
How to Remove a Saved Credit Card
- Go to ‘My Profile’ under the ‘Account’ section.
- Navigate to the ‘Payments’ section and open ‘Saved Cards’.
- Click on the card you wish to remove and select ‘Delete Card’.
Final Thoughts
While credit cards offer convenience, responsible usage is key. Overspending can lead to high bills and missed payments, negatively impacting your credit score. Always track your expenses and pay your bills on time to maintain financial stability.
Do you prefer saving your credit card for quick checkouts, or do you add it only when needed?