1. Statement Credit
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Redemption Ratio: 4:1
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Details: Use your MR points to offset your credit card statement. For every 4 MR points, you get 1 unit of statement credit. It’s a straightforward way to reduce your outstanding balance.
2. E-Vouchers
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Redemption Ratio: 5:1 to 4:1
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Details: Redeem MR points for e-vouchers from a variety of merchants. The ratio varies between 5:1 and 4:1, making it a flexible option for shopping and dining.
3. Point Transfer
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Redemption Ratio: 3:1 to 1:1
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Details: Transfer your MR points to airline and hotel loyalty programs such as Vistara, Avios, KrisFlyer, Marriott, etc. The transfer ratio ranges from 3:1 to 1:1, allowing you to maximize travel rewards.
4. Gold Collection
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Redemption Ratio: 2.7:1 to 1.7:1
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Details: Redeem your points through the Gold Collection for vouchers from premium brands like Taj, Vistara, Amazon, Flipkart, and more. This option offers a ratio from 2.7:1 to 1.7:1, providing great value for various luxury and daily needs.
Make the most of your Amex Membership Rewards by choosing the redemption option that best suits your lifestyle and spending habits. Whether it’s reducing your credit card bill, shopping, or transferring points for travel, Amex has got you covered!