Are you waiting for your Axis Bank credit card? Here’s how to track your application status seamlessly, both online and offline.
1. What is a Credit Card?
A credit card is a financial tool allowing you to borrow funds for purchases. It’s like a short-term loan with a monthly bill that can be paid in full or partially.
Use it for:
- In-store transactions
- Online purchases
2. What is Application Status?
The status of your credit card application tells you if it’s:
- In progress
- Approved
- Rejected
- On hold
Knowing your status keeps you updated on when to expect your card.
3. Key Points Before Applying
- Eligibility: Age, income, and credit score matter.
- Interest Rates: Know rates for purchases, cash advances, and balance transfers.
- Fees: Check annual, late payment, and forex charges.
- Rewards: Choose a card that matches your spending (cashback, points, etc.).
- Credit Limit: Understand how it affects your usage and credit score.
4. How to Track Your Application Status?
Online Method:
- Visit Axis Bank’s official website.
- Navigate to “Credit Card” > “Application Status.”
- Enter your application reference number or registered mobile.
- Verify with OTP/security code.
- View status: In progress, Shipped, On hold, etc.
Offline Method:
- Customer Service: Call Axis Bank’s helpline with your application reference ID.
- Visit Branch: Walk into the nearest Axis Bank branch and inquire about your application.
5. What Information Do You Need?
- Application ID or reference number
- Registered mobile number
- Date of birth for verification
- PAN card details (if asked)
6. Status Updates Explained
- In Progress: Your application is being reviewed.
- Shipped: Your card is on its way!
- On Hold: More documents/info needed.
- Rejected: Didn’t meet eligibility criteria. Review reasons to prepare for the future.
- No Record Found: Likely an error or incorrect details entered.
For more details visit Axis Bank Credit Card
Always double-check the information you provide during the application to avoid delays.