Steps to Block Your Card:
1. Contact Your Bank Immediately:
- Call your bank’s emergency hotline right away.
- Provide necessary details such as your account number, card number, and personal information for verification.
- Follow the bank’s instructions to block your card promptly.
2. Use Net Banking:
- Log into your online banking account to block the card.
- Ensure two-factor authentication (2FA) is enabled for enhanced security.
- Update your contact information to ensure seamless communication with your bank.
3. Use Mobile Banking App:
- Check if your bank’s mobile app has an option to block your card.
- This method is usually quick and convenient.
4. Use SMS Blocking:
- Many banks offer an SMS-based card blocking option.
- Send a specific keyword (e.g., “BLOCK”) followed by the last four digits of your card number from your registered mobile number.
- Confirm the SMS format and number with your bank to avoid errors.
- You’ll receive a confirmation SMS once your card is successfully blocked.
5. Visit the Nearest Bank Branch:
- If your card goes missing during bank hours, visit a branch to block it.
- Bring identification for verification.
- While at the branch, inquire about how to get a replacement card.
Why Blocking a Lost or Stolen Card is Essential:
- Prevent Unauthorized Transactions: The primary goal is to stop unauthorized users from making purchases or withdrawals.
- Protect Your Credit Score: Blocking the card helps prevent fraudulent transactions from damaging your credit score.