HDFC UPI RuPay Credit Card: Seamless UPI Payments

Eligibility Criteria

  • Age Requirement: 21 to 60 years
  • Minimum Income: ₹25,000 per month [Salaried]
  • Minimum ITR: ₹6,00,000 per annum [Self-Employed]

Benefits of HDFC UPI RuPay Credit Card

  • Seamless UPI Payments: Use your credit card for UPI transactions and earn cash points.
  • Interest-Free Period: Enjoy up to 50 days of interest-free credit from the date of purchase.
  • Reward Points on Spending:
    • 3% Cashpoints on groceries, supermarkets, dining, and PayZapp transactions.
    • 2% Cashpoints on utility payments.
    • 1% Cashpoints on other expenses (excluding rent, wallet loads, EMI, fuel, and government categories).

Fees and Charges

  • Joining Fee: ₹250 + GST
  • Annual Fee: ₹250 + GST
  • Renewal Fee Waiver: Waived on annual spends of ₹25,000 or more.