Eligibility Criteria
- Age Requirement: 21 to 60 years
- Minimum Income: ₹25,000 per month [Salaried]
- Minimum ITR: ₹6,00,000 per annum [Self-Employed]
Benefits of HDFC UPI RuPay Credit Card
- Seamless UPI Payments: Use your credit card for UPI transactions and earn cash points.
- Interest-Free Period: Enjoy up to 50 days of interest-free credit from the date of purchase.
- Reward Points on Spending:
- 3% Cashpoints on groceries, supermarkets, dining, and PayZapp transactions.
- 2% Cashpoints on utility payments.
- 1% Cashpoints on other expenses (excluding rent, wallet loads, EMI, fuel, and government categories).
Fees and Charges
- Joining Fee: ₹250 + GST
- Annual Fee: ₹250 + GST
- Renewal Fee Waiver: Waived on annual spends of ₹25,000 or more.