Hello Everyone,
I’ve been using the HDFC MoneyBack+ card for the past 1.5 years and currently have a credit limit of ₹80K with a credit score of 730+. Recently, HDFC offered me an upgrade to the Millennia card with the same credit limit. I noticed that the reward points for both cards seem similar. Would it make sense to upgrade, or should I consider switching to another card instead? Looking forward to your suggestions!