HDFC MoneyBack+ to Millenia Upgrade: Is It Worth It?

Hello Everyone,

I’ve been using the HDFC MoneyBack+ card for the past 1.5 years and currently have a credit limit of ₹80K with a credit score of 730+. Recently, HDFC offered me an upgrade to the Millennia card with the same credit limit. I noticed that the reward points for both cards seem similar. Would it make sense to upgrade, or should I consider switching to another card instead? Looking forward to your suggestions!

@Ankit If the Millennia card is being offered as LTF (Lifetime Free), it’s worth considering the upgrade.

@Ankit The Millenia card is definitely one of the top cashback cards, so upgrading to it would be a great choice!