HDFC Bank recently announced that its UPI service will undergo maintenance in November, affecting transactions on two days:
1. Service Unavailability Dates and Times:
- November 5: UPI service unavailable from 12:00 AM to 2:00 AM.
- November 23: UPI service down from 12:00 AM to 3:00 AM.
2. Impact on Transactions:
- All financial and non-financial UPI transactions will be halted, including services via HDFC’s MobileBanking app, Google Pay, Paytm, WhatsApp Pay, Mobikwik, and Kredit.Pe.
- Merchants using HDFC UPI handles will also experience a temporary pause.
3. New UPI Transaction Limits:
- Recent RBI updates raised the UPI 123Pay and UPI Lite transaction limits from ₹5,000 to ₹10,000, enabling larger and offline PIN-less transactions.
Customers are advised to plan alternate payment options during these periods to avoid inconvenience.