HDFC Bank SmartBuy Offers: Maximize Rewards & Cashback!

HDFC Bank’s SmartBuy platform, launched in 2015, is the go-to destination for accessing exclusive offers, rewards, and cashback across various partner brands. Here’s how to take full advantage of it!

Why Use HDFC SmartBuy?

  • One-Stop Portal: Find all HDFC deals under one roof.
  • 10X Rewards Program: Earn up to 10x rewards or 10% cashback on select partners.
  • Multiple Categories: Flights, hotels, shopping, instant vouchers, and more!

June 2024 Updates

  • Jockey is back as a 10x Rewards/Cashback partner.
  • Ongoing sales on Myntra and Nykaa offer up to 90% off on select items.

May 2024 Updates

  • PharmEasy now offers 10% rewards/cashback via SmartBuy – a fantastic savings opportunity!

Reward Rates (as of June 2024)

Category Infinia & BizBlack Regalia & Diners Privilege Other HDFC Cards (Cashback)
IGP.com 10x RPs 10x RPs 10% Cashback
Flights 5x RPs 5x RPs 5% Cashback
PharmEasy 10x RPs 10x RPs 10% Cashback
Myntra 5x RPs 5x RPs 5% Cashback
Jockey 10x RPs 10x RPs 10% Cashback
Hotels (MMT/Cleartrip) 10x RPs 10x RPs 5% Cashback

Note: Rewards/points are credited within 90 days.

Maximize Rewards: Spend Calculation

Here’s how to reach the maximum rewards on key categories for Infinia:

Category Monthly Spend for Max Rewards Daily Spend for Max Rewards
Flights ₹1,12,500 ₹56,250
Hotels ₹50,100 ₹25,050
Instant Vouchers ₹1,12,500 ₹56,250

For Diners Black and Regalia, the spend thresholds vary but still offer substantial benefits when used on the SmartBuy platform.

How to Avail Offers:

1. Flights: Book via Cleartrip, Yatra, etc., and earn 5x RPs or 5% cashback.

2. Hotels: Use SmartBuy to compare hotel prices on MMT, Yatra, and Cleartrip.

3. Shopping: Earn extra cashback/rewards on brands like Nykaa, Jockey, Myntra, PharmEasy, and Zoomcar.

For maximum benefits, consistently use the HDFC SmartBuy platform with your eligible HDFC credit card!