HDFC Bank’s SmartBuy platform, launched in 2015, is the go-to destination for accessing exclusive offers, rewards, and cashback across various partner brands. Here’s how to take full advantage of it!
Why Use HDFC SmartBuy?
- One-Stop Portal: Find all HDFC deals under one roof.
- 10X Rewards Program: Earn up to 10x rewards or 10% cashback on select partners.
- Multiple Categories: Flights, hotels, shopping, instant vouchers, and more!
June 2024 Updates
- Jockey is back as a 10x Rewards/Cashback partner.
- Ongoing sales on Myntra and Nykaa offer up to 90% off on select items.
May 2024 Updates
- PharmEasy now offers 10% rewards/cashback via SmartBuy – a fantastic savings opportunity!
Reward Rates (as of June 2024)
| Category | Infinia & BizBlack | Regalia & Diners Privilege | Other HDFC Cards (Cashback) |
|---|---|---|---|
| IGP.com | 10x RPs | 10x RPs | 10% Cashback |
| Flights | 5x RPs | 5x RPs | 5% Cashback |
| PharmEasy | 10x RPs | 10x RPs | 10% Cashback |
| Myntra | 5x RPs | 5x RPs | 5% Cashback |
| Jockey | 10x RPs | 10x RPs | 10% Cashback |
| Hotels (MMT/Cleartrip) | 10x RPs | 10x RPs | 5% Cashback |
Note: Rewards/points are credited within 90 days.
Maximize Rewards: Spend Calculation
Here’s how to reach the maximum rewards on key categories for Infinia:
| Category | Monthly Spend for Max Rewards | Daily Spend for Max Rewards |
|---|---|---|
| Flights | ₹1,12,500 | ₹56,250 |
| Hotels | ₹50,100 | ₹25,050 |
| Instant Vouchers | ₹1,12,500 | ₹56,250 |
For Diners Black and Regalia, the spend thresholds vary but still offer substantial benefits when used on the SmartBuy platform.
How to Avail Offers:
1. Flights: Book via Cleartrip, Yatra, etc., and earn 5x RPs or 5% cashback.
2. Hotels: Use SmartBuy to compare hotel prices on MMT, Yatra, and Cleartrip.
3. Shopping: Earn extra cashback/rewards on brands like Nykaa, Jockey, Myntra, PharmEasy, and Zoomcar.
For maximum benefits, consistently use the HDFC SmartBuy platform with your eligible HDFC credit card!