HDFC Bank Business Credit Cards Against Fixed Deposit

1. HDFC Bank BizFirst Credit Card

  • Joining Fee: ₹500 (waived on annual spends of ₹50,000 or more).
  • Welcome Benefit: ₹250 worth vouchers.
  • Rewards:
    • Earn CashPoints on utility bills, UPI, and EMI spends.
    • 7.5% on Swiggy DineOut.
  • Milestone Benefit: 2,000 CashPoints on spending ₹75,000.
  • Ideal for businesses wanting a low-cost entry card.

2. HDFC Bank BizGrow Credit Card

  • Joining Fee: Affordable with excellent rewards.
  • Welcome Benefit: ₹250 voucher.
  • Rewards:
    • 10x CashPoints on select categories.
    • 2 CashPoints for every ₹150 spent.
  • Milestone Benefit: 2,000 CashPoints on ₹1 lakh spend per quarter.
  • Perfect for small businesses aiming to maximize rewards.

3. HDFC Bank BizPower Credit Card

  • Joining Fee: ₹2,500 (with taxes).
  • Welcome Benefits:
    • Amazon & Biz Prime membership.
    • Dining discounts via Swiggy.
  • Rewards:
    • 5x Reward Points on Google Ads & Reliance.
    • 4x Reward Points on other spends.
  • Perks:
    • Airport lounge access (domestic and international).
    • Insurance coverage.
  • A great card for businesses focused on advertising and high-reward categories.

4. HDFC Bank BizBlack Metal Edition Credit Card

  • Joining Fee: ₹10,000 + taxes (super-premium).
  • Welcome Benefit: ₹5,000 Taj stay voucher (on spending ₹5 lakhs per quarter).
  • Rewards:
    • Redeem on vouchers, travel bookings, and statement cash.
    • Unlimited lounge access & 20% off Club Marriott membership.
  • Foreign Currency Markup Fee: Only 2%.
  • Ideal for large businesses looking for high-end benefits, golfing privileges, and premium rewards.