HDFC Bank has introduced a new facility that allows add-on credit cardholders to receive transaction OTPs on their own mobile numbers. This service aims to enhance convenience for both primary and add-on cardholders.
Benefits of Add-On Credit Cards
Add-on credit cards can be obtained for close family members like spouses, siblings, and other relatives. These cards work the same way as the primary card, utilizing the primary cardholder’s credit limit. All rewards and benefits are credited to the primary cardholder, but the convenience of use is extended to the add-on cardholders. This makes it easy for your loved ones to use the card as their own.
New OTP Facility for Add-On Cardholders
Now, HDFC Bank add-on credit cardholders can receive transaction OTPs on their own mobile numbers. This facility is available for those whose credit card numbers are the same for both primary and add-on cardholders, whose mobile numbers are different, and whose mobile numbers are registered with the bank. This step is expected to simplify online transactions and provide greater convenience to HDFC Bank credit cardholders.
How to Receive OTP on an HDFC Add-On Credit Card?
- Initiate Transaction: On the payment page, select the option to receive an OTP on the add-on credit cardholder’s number.
- Enter Mobile Number: Input the mobile number registered with the add-on credit card.
- Provide OTP: Enter the OTP received on the add-on credit cardholder’s mobile number within 3 minutes to complete the transaction hassle-free.
Important Note
This payment option is compatible only with the bank’s redirected page and not with the merchant’s overlay page.
Have you used the new OTP facility for HDFC add-on credit cards?