The sales are here — Amazon Great Indian Festival, Flipkart Big Billion Days, Myntra, you name it.
But the right credit card can make the difference between just shopping and shopping smart.
Here are the Top 3 cards that stand out this festive season:
Amazon Pay ICICI Bank Credit Card
- 5% cashback for Prime members on Amazon shopping
- Lifetime free (no annual fee, ever)
- Decent cashback on partner merchants + everyday spends
Best for: Heavy Amazon users who want effortless savings year-round
HDFC Millennia Credit Card
- 5% rewards on Amazon, Flipkart, Myntra & more
- Great all-rounder for multiple shopping apps
- Extra perks like dining discounts & fuel surcharge waiver
Best for: Shoppers who spread their spends across sites
SBI Cashback Credit Card
- Flat 5% cashback on all online spends (no brand lock-in)
- Simple & transparent rewards structure
- Works well for high-value festive purchases
Best for: Those who don’t want to think too hard — just swipe & save
Pro Tip: Before you buy, check if your card has an instant discount tie-up during sales. Sometimes an “okay” card beats the “best” one if it has a flat extra 10% off on that platform.