Cashback Features:
- 2% Cashback on retail spends at grocery stores, departmental stores, and utility bill payments.
- 1% Cashback on all other retail spends.
Railway Lounge Access:
- Enjoy 2 complimentary lounge accesses per calendar quarter at railway stations using your VISA Card.
- Add-on cardholders also benefit from these lounges within the complimentary visits allowed.
Fuel Surcharge Waiver:
- Get a 1% waiver on fuel surcharges for transactions between INR 400 and INR 5,000 at any fuel station in India.
Contactless Payments:
- Make quick, secure payments by tapping your Altura Credit Card for amounts up to INR 5000 without needing to enter your PIN.
Annual Membership Fee:
- Fee: Rs. 199 + applicable taxes
- 1st Year Fee Waiver: Spend Rs. 10,000 within 90 days of card setup.
- 2nd Year Onwards Fee Waiver: Spend Rs. 40,000 in the previous card anniversary year.
Eligibility Criteria:
- Primary Cardholder: Age between 21 and 60 years
- Add-on Cardholder: Must be over 18 years