1. MakeMyTrip ICICI Bank Credit Card
- Joining Fee: ₹999 + taxes (waived on ₹3 lakh spend in a year)
- Rewards:
- 6 myCash on every ₹200 spent on hotels
- 3 myCash on every ₹200 spent on flights, buses, and cabs
- 1 myCash on all other spends
- (1 myCash = ₹1 when redeemed for vouchers)
- Welcome Benefits:
- ₹1,000 MakeMyTrip Voucher
- Free MakeMyTrip Black Gold Membership
- Entertainment: BOGO on movie tickets (twice/month)
- Travel Benefits:
- Free domestic airport lounge access (2x per quarter)
- Free international airport lounge access (1x per year)
- Forex Charges: 0.99% (a great option for international travelers!)
2. Adani One Signature Credit Card
- Joining Fee: ₹5,000 + taxes (waived on ₹6 lakh spend in a year)
- Rewards:
- 7% Adani Rewards Points (RP) on Adani One ecosystem spends
- 1.5% on domestic spends
- 2% on international spends
- 0.5% on utilities and insurance
- Welcome Benefits:
- ₹5,000 flight voucher
- ₹2,000 hotel voucher
- ₹2,000 holiday voucher
- Entertainment: 50% off movie tickets (up to ₹500, twice/month)
- Travel Benefits:
- 4x free domestic airport lounge access per quarter
- 2x international airport lounge access per year
- Extra perks like airport valet parking, porter service, and premium lounge upgrades
- Forex Charges: 3.5%
3. Adani One ICICI Bank Platinum Credit Card
- Joining Fee: ₹750 + taxes (waived on ₹3 lakh spend in a year)
- Rewards:
- 3% Adani RP on Adani One ecosystem spends
- 1% on domestic spends
- 1.5% on international spends
- 0.5% on utilities and insurance
- Welcome Benefits:
- ₹2,000 flight voucher
- ₹1,000 hotel voucher
- ₹2,000 holiday voucher
- Entertainment: 25% off movie tickets (up to ₹100, twice/month)
- Travel Benefits:
- 2x free domestic airport lounge access per quarter
- Valet parking and porter service
- Forex Charges: 3.5%
Which Card Should You Choose?
- Budget Travelers: The MakeMyTrip ICICI Credit Card is perfect for travelers looking for low joining fees and great perks, especially with its 0.99% Forex markup.
- Frequent Flyers & Premium Travelers: The Adani One Signature Card offers premium benefits like airport services and higher rewards on Adani spends.
- Casual Travelers: The Adani One Platinum Card provides great value with its low joining fee and solid rewards on Adani ecosystem spending.
Comparing Key Features
| Feature | MakeMyTrip ICICI | Adani One Signature | Adani One Platinum |
|---|---|---|---|
| Joining Fee | ₹999 | ₹5,000 | ₹750 |
| Reward Rate | 6 myCash on hotels | 7% on Adani spends | 3% on Adani spends |
| Welcome Benefits | ₹1,000 voucher | ₹5,000 flight voucher | ₹2,000 flight voucher |
| Lounge Access | Domestic & Intl | Domestic & Intl | Domestic |
| Forex Markup | 0.99% | 3.5% | 3.5% |