1. Introduction to Baroda BPCL Debit Card
This co-branded fuel debit card offers benefits similar to fuel credit cards but is linked to your bank account. At an annual fee of ₹300 (plus taxes), it provides cashback, rewards, and discounts on fuel purchases at BPCL outlets. It also comes with added perks like lounge access and insurance coverage.
2. Introductory Cashback Offer
Get 5% cashback on your first two transactions at BPCL outlets, capped at ₹50 per transaction. This offer is valid for 6 months from card issuance, making your initial fuel purchases even more rewarding!
3. Reward Rate
Earn 10 PetroMiles for every ₹100 spent on fuel transactions at BPCL outlets. These PetroMiles can be redeemed at a value of ₹1.5 per PetroMile. Customers are automatically enrolled in the BPCL loyalty platform, helping you rack up more savings!
4. Complimentary Airport Lounge Access
Enjoy 2 complimentary domestic lounge visits per quarter, making your travel experience more comfortable. Lounges are available in major cities like Chennai, Mumbai, Kolkata, Ahmedabad, New Delhi, and more. Here are some key lounges:
- Mumbai, Chhatrapati Shivaji Airport – Travel Club Lounge (T2 Domestic)
- Delhi, Indira Gandhi International Airport – Plaza Premium Lounge (T2, T3)
- Bangalore, Kempegowda International Airport – BLR International Lounge (T1 Domestic/International)
5. Insurance Coverage
Cardholders enjoy accidental insurance coverage up to ₹2 lakhs, ensuring peace of mind during unexpected emergencies.
6. High Withdrawal Limits
For added convenience, the ATM withdrawal limit is set at ₹50,000 per day. Additionally, the POS and e-commerce transaction limit is ₹1 lakh per day, giving you flexibility for larger purchases.
7. Transaction & Usage Limits
Here’s a breakdown of the key transaction limits:
- Max transaction limit for money add: ₹500
- Daily limit for money add transactions: ₹2,000
- Max balance in card: ₹2,000
- Max offline purchase (retail payments): ₹200
- Max offline purchase (transit payments): ₹2,000
The Baroda BPCL Debit Card offers an excellent blend of fuel savings, rewards, and additional perks. If you’re a frequent BPCL customer, this card is designed to maximize your fuel-related benefits, all while providing superior value with lounge access and high withdrawal limits.