Everything You Need to Know About Bandhan Bank Savings Accounts

1. Neo+ Digital Savings Account

  • Opening: Hassle-free with Aadhaar and PAN.
  • Features:
    • Quick access via mBandhan app & Internet Banking
    • Low monthly average balance of ₹5,000
    • Attractive shopping offers
    • VISA Classic Debit Card & multi-city ‘at par’ cheques
  • Eligibility: Indian citizens over 18 with valid Aadhaar and PAN.

2. Elite Savings Account

  • Requirements: ₹5 lakh monthly average balance.
  • Features:
    • Unlimited branch cash deposits & withdrawals
    • Multi-city ‘at par’ cheques
    • Free ATM cash withdrawals, funds transfers, and NEFT transactions
    • Platinum Debit Card with no issuance fee or annual charge

3. Premium Savings Account

  • Requirements: ₹1 lakh monthly average balance.
  • Features:
    • High cash deposit limits
    • Unlimited branch cash withdrawals
    • Free cheque leaves, fund transfers, cash/cheque pickup
    • VISA Platinum Debit Card with premium benefits

4. Advantage Savings Account

  • Requirements: ₹25,000 monthly average balance.
  • Features:
    • ₹5 lakh monthly cash deposit limit
    • Unlimited branch cash withdrawals
    • Multi-city ‘at par’ cheques
    • VISA Platinum Debit Card
    • Free-standing instructions, digital banking

5. Standard Savings Account

  • Requirements: ₹5,000 monthly average balance.
  • Features:
    • Free cash deposit limit of ₹2 lakh per month
    • 20 free multi-city ‘at par’ cheques per month
    • Five free ATM withdrawals & 2 free IMPS/RTGS/NEFT transfers per month
    • Includes passbook and debit-cum-ATM card

6. Special Savings Account

  • Requirements: ₹5,000 monthly average balance.
  • Features:
    • Attractive interest rate
    • ₹2 lakh monthly cash deposit limit
    • Unlimited branch cash withdrawals
    • Free ATM withdrawals and multi-city ‘at par’ cheques
    • VISA Platinum Debit Card and 24/7 customer service

7. Sanchay Savings Account

  • Requirements: ₹2,000 monthly average balance.
  • Features:
    • Free cash deposit limit of ₹2 lakh per month
    • Unlimited branch cash withdrawals
    • 20 free multi-city ‘at par’ cheques
    • Free ATM withdrawals, funds transfers, and exclusive Debit Card benefits

8. BSBDA Savings Account

  • Requirements: No minimum balance, no maximum limit.
  • Features:
    • Regular interest rates
    • Free ATM-cum-Debit Card and passbook
    • Easy to open with minimal documentation

9. BSBDA – Small Savings Account

  • Requirements: Zero balance, max balance limit of ₹50,000.
  • Features:
    • 4 free cash withdrawals per month
    • Free electronic transactions (NEFT/RTGS)
    • Free ATM-cum-Debit card and passbook
    • Minimal documentation required