Jupiter Money, in partnership with CSB Bank, has officially launched the Edge+ CSB RuPay Credit Card — a smart, cashback-driven credit card designed for digital-first users. It builds on the original “Edge” variant and adds better rewards, seamless UPI functionality, and simplified app controls.
Key Features
Fees:
- Joining Fee: ₹499 + GST (one-time)
- Annual Fee: ₹0 (lifetime free)
Cashback:
- 10% on top shopping platforms like Amazon, Flipkart, Myntra, Nykaa (capped at ₹1,500/month)
- 5% on travel platforms like MakeMyTrip, Yatra (capped at ₹1,000/month)
- 1% on all other spends (uncapped)
Redemption:
- Cashback is earned as “Jewels” (5 Jewels = ₹1)
- Redeemable via Jupiter/Federal linked account
UPI Credit:
- Supports QR-based payments via UPI with credit line integration
- Available through Jupiter app with real-time tracking and controls
Control & Security:
- Freeze/unfreeze card instantly
- PIN setup, spend limits, and transaction alerts via app
Limitations & Considerations
- Cashback only applies to one category per quarter (e.g., shopping, travel, others)
- Some vendor-level caps reported by early users (e.g., ₹500 max per vendor/month)
- Redemption issues may occur without a Jupiter/Federal Bank account
- No lounge access or travel insurance benefits
Summary
Edge+ is designed for users who prioritize digital ease and UPI usage over traditional card perks. With strong category-based cashback and a minimal fee structure, it competes well with Slice and Kiwi. However, users looking for lounge access, premium support, or international benefits may find it lacking.