What’s Out There Right Now
- SBI Card — “Khushiyan Unlimited” Campaign
Vouchers worth up to ₹20,000, free international lounge access, and over 1,250 merchant-funded offers across brands like Flipkart SBI, SimplyCLICK, IndiGo Elite, Tata Neu Infinity & more. - HDFC Bank — Air India Discount
Instant discounts of up to ₹6,000 on Air India ticket bookings (both domestic & international) using HDFC credit cards. Valid from Oct 1 to Oct 18, 2025. - Amazon (Great Indian Festival / Dhanteras & Diwali Delight)
Up to 20% off on jewelry, plus an extra 10% off for bank card users. The discounts span categories like home decor, electronics, fashion, beauty, etc. - Flipkart Axis, ICICI, and Other Bank Offers
Cashback, bank-exclusive discounts and EMI options on Flipkart & Myntra, especially for bank cards during festival sales. - Standard Chartered, Axis, Kotak etc.
Big desktop & electronics offers, high cashback percentages, especially on purchases via EMI and partner stores.
What to Check Before You Swipe
| What to Verify | Why It Matters |
|---|---|
| Minimum spend / cap limits | Many offers kick in only after a certain spend, or discount caps out quickly. |
| Eligible merchants | The brand or store may or may not participate — always check if it’s included. |
| Validity period | Offers change fast during festival seasons. Dates like Oct 10-18 (HDFC-Air India) are important. |
| Card type (e-comm card / premium / co-branded) | Some deals are exclusive to specific credit cards (e.g. Flipkart card, Amazon Pay card, SBI “Elite” cards etc.). |
| EMI / payment mode | Instant discount often applies only on full-swipe, not on EMIs or wallet/UPI mix-payments. Some limit EMIs too. “HDFC Bank credit card offers Rs 6,000 instant discount on these Air India flights; check eligibility criteria and promo code” |
TapNow Tips to Maximize Diwali Discounts
- Stack bank-card exclusive offers with platform sales (Flipkart, Amazon etc.) for double savings.
- Use credit cards you already have to avoid new-card fees; but if a Lifetime-Free (LTF) card offer comes, evaluate it well.
- Prioritize big purchases early (electronics, travel) where discounts + bank offers combine for maximum benefit.
- Keep eye on lounge / travel perks — festive offers often include those as bonus.