Debit Cards from Union Bank: Which One Suits You?

Debit Cards have become an essential part of daily life, whether it’s for shopping, paying bills, or withdrawing cash. Union Bank offers a wide range of debit cards tailored to the diverse needs of its customers. Here’s a breakdown of their top cards and benefits.

RuPay Select Debit Card

  • Premium Wellness Perks: Enjoy access to top gyms and wellness centers.
  • Transaction Limits: ₹1L daily ATM withdrawal, ₹3L for shopping (PoS & e-commerce).
  • Other Perks: Tap & pay limit of ₹15,000/day, airport lounge access, reward points, accident insurance.
  • Fee: ₹400 + taxes (annual maintenance).

Union Bank Business Platinum Debit Card

  • Best for Business Owners: Suited for individual, proprietorship, partnership, and private limited accounts.
  • Transaction Limits: ₹1L daily ATM withdrawal, ₹3L shopping.
  • Business Travel Perks: Discounts up to 25% on accommodation, car rentals, and more via VISA.
  • Fee: ₹400 + taxes (annual maintenance).
  • Insurance Coverage: Personal accident and accidental death coverage of ₹2L per partner.

Union Bank Sparsh Braille Debit Card

  • Tailored for the Visually Impaired: Features raised Braille dots, tactile marks for easy orientation, and high-contrast design.
  • No Fees: No joining or quarterly balance fees.
  • Accessibility Perks: NCMC-enabled for tap-and-go transactions, personal accident insurance, and lounge access.

RuPay Empower Her Debit Card

  • Designed for Women: Focuses on women-centric features with no joining fee.
  • Transaction Limits: ₹75,000 daily ATM withdrawal, ₹1.5L for shopping.
  • Travel Perks: Complimentary domestic airport lounge access twice a month.
  • Fee: ₹300 + taxes (annual maintenance).
  • Insurance Coverage: Security through accidental insurance and rewards points for spending.

RuPay HNI Emperio Debit Card

  • A Luxury Metal Debit Card: A metal card for a premium experience.
  • Transaction Limits: ₹2L daily ATM withdrawal, ₹5L shopping (total ₹7L limit).
  • Exclusive Perks: Complimentary airport lounge access, 1 reward point per ₹100 spent.
  • Fee: ₹1,299 + taxes (annual maintenance). Spend ₹2L annually for a fee waiver.

Which one suits your lifestyle the best?