Consumers are increasingly looking for debit cards that provide additional rewards and perks beyond basic banking services. DCB Bank has introduced a range of debit cards designed to offer benefits such as cashback, discounts, travel perks, and insurance coverage. Here’s a breakdown of the key features of DCB Bank’s most popular debit cards and how they can enhance your shopping and travel experience.
1. DCB RuPay Platinum Debit Card
- Issuance Fee: ₹500 + taxes
- Usage: Works globally at ATMs and point-of-sale terminals via Pulse, Discover, and Diners Club networks.
- Lounge Access: 1 domestic lounge visit per quarter and 2 international lounge visits per year.
- Benefits: Shopping, dining, and entertainment deals through the RuPay network.
- Insurance: ₹2 lakh fraud protection and ₹1 lakh accidental death cover for travel-related incidents.
- ATM Benefits: Free transactions at DCB Bank ATMs in India.
- Management: Easily enable/disable transactions via DCB Mobile Banking.
2. DCB RuPay Platinum Debit Card (Basic)
- Annual Fee: Varies based on the account type.
- Usage: Accepted globally via Pulse, Discover, and Diners Club networks.
- Insurance Coverage: ₹2 lakh fraud protection and ₹1 lakh accidental death cover.
- Offers: Shopping and dining discounts via the RuPay network.
- Control Features: Manage spending limits and alerts via DCB Mobile Banking.
3. DCB Visa Platinum Debit Card
- Global Accessibility: Accepted at all Visa-accepting merchants worldwide.
- Offers: Discounts on shopping, dining, and entertainment through Visa partnerships.
- ATM Benefits: Free withdrawals and balance inquiries at DCB Bank ATMs.
- Insurance: Includes fraud loss protection and accidental death insurance for travel.
- Tap & Pay: Contactless transactions up to ₹2,000 for quick and secure payments.
4. DCB Visa Classic Debit Card
- Usage: Works in India and abroad at all Visa-accepting locations.
- ATM Benefits: Free transactions at DCB Bank ATMs in India and access to global ATMs.
- Insurance Coverage: ₹2 lakh fraud protection and ₹1 lakh accidental death cover.
- Security Features: One-time passwords (OTP) for online transactions and real-time alerts.
5. DCB TravelSmart Card
- Best for Frequent Travelers
- Currency Flexibility: No need for manual forex exchange; accepted at all Visa-enabled merchants worldwide.
- Forex Markup: Low 2% foreign currency conversion fee.
- Travel Insurance: Covers baggage loss, delays, and other international travel concerns.
- Fraud Protection: ₹2 lakh fraud loss insurance and ₹1 lakh accidental death insurance.
- Offers: Shopping and dining deals, plus free ATM transactions at DCB Bank ATMs in India.
- Contactless Payments: Supports tap-and-go transactions for faster checkout.
Which DCB Debit Card is Right for You?
- For travel perks: DCB RuPay Platinum or TravelSmart Card.
- For shopping & dining rewards: DCB Visa Platinum or Visa Classic Card.
- For basic benefits: DCB RuPay Platinum Debit Card (Basic).
Each card offers unique advantages, so choose based on your spending habits and lifestyle. Which DCB debit card do you think suits you best?