| Card | Why It Stands Out for Holidays / Shopping |
|---|---|
| HDFC Millennia Credit Card | Offers ~5% cashback on major online & e-commerce platforms (Amazon, Flipkart, Myntra, etc.), dining apps, entertainment — ideal for holiday shopping & festive sales. |
| Cashback SBI Card | Flat 5% cashback on online spends (useful during big sales), and 1% on offline spends — simple and rewarding for all-around shopping. |
| Flipkart SBI Credit Card | Co-branded and built for e-commerce: often gets extra discounts / cashback during big sale events on Flipkart / partner platforms — handy for heavy online shoppers.) |
| ICICI Amazon Pay Credit Card | Lifetime-free card that gives strong cashback / rewards for Amazon & online shopping — great if a big part of your holiday shopping is online. |
| Axis Bank ACE Credit Card | Lightweight card with decent cashback on everyday spends — good for smaller, frequent purchases during festive season without worrying about high fees. |
| HDFC Regalia Gold Credit Card | More premium — useful if you combine shopping with travel or lifestyle spends. Offers rewards, lounge access and other perks which may have added value during holiday trips / gifts. |
My Take
- If you shop mostly online, go for HDFC Millennia, Cashback SBI, ICICI Amazon Pay or Flipkart SBI — they give strong value back during sales.
- If your shopping is frequent but low or mid-value, a lightweight card like Axis Bank ACE or Cashback SBI gives good returns without high cost.
- If you combine shopping, travel, and lifestyle expenses, Regalia Gold makes sense — especially if you travel during year-end holidays.