Credit Cards Offering Lounge Access with No Spend-Based Requirements

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Airport lounges are becoming increasingly crowded, and many banks now offer lounge access tied to spending conditions. But what if you want hassle-free access without worrying about spending thresholds? Here’s a list of some credit cards offering lounge access without spend-based conditions.

1. IndusInd Legend Credit Card
Joining/Renewal Fee: Nil (Lifetime Free)
Benefits:

  • 1 free domestic lounge access per quarter.
  • Up to 1 reward point/₹100 spent (redeemable for Airmiles, vouchers, or cash).
  • 4,000 bonus points on ₹6L annual spend.

Apply Now : IndusInd Legend Credit Card

2. BPCL SBI Card Octane
Joining/Renewal Fee: ₹1,499 + GST
Benefits:

  • 4 free domestic lounge accesses per year.
  • 10x reward points on dining and movie spends.
  • Affordable card with lounge and fuel benefits.

Apply Now : BPCL SBI Card Octane

3. ixigo AU Credit Card
Joining/Renewal Fee: Nil (Lifetime Free)
Benefits:

  • 8 complimentary railway/airport lounge visits per year.
  • 1 international lounge visit annually.
  • Travel discounts:
    ₹1,000 off flights (Code: IXIGOCCFLY).
    ₹1,000 off hotels (Code: IXIGOCCSTAY).
    ₹300 off buses (Code: IXIGOCCBUS).

Apply Now : ixigo AU Credit Card

4. Tata Neu Infinity HDFC Bank Credit Card
Joining/Renewal Fee: ₹1,499 + GST
Benefits:

  • 8 complimentary domestic lounge accesses annually.
  • 4 complimentary international lounge visits per year.
  • High rewards on Tata brand spends.

Apply Now : Tata Neu Infinity HDFC Bank Credit Card

5. EazyDiner IndusInd Bank Credit Card
Joining/Renewal Fee: ₹1,999 + GST
Benefits:

  • 2 free domestic lounge accesses per quarter (8/year).
  • Exclusive dining and movie benefits.

Apply Now : EazyDiner IndusInd Bank Credit Card

6. HSBC Live+ Credit Card
Joining/Renewal Fee: ₹999 + GST
Benefits:

  • 4 free domestic lounge accesses annually (1/quarter).
  • 10% cashback on groceries and food delivery (up to ₹1,000/month).

Apply Now : HSBC Live+ Credit Card

7. American Express Platinum Travel Credit Card
Joining/Renewal Fee: ₹3,500 + GST
Benefits:

  • 8 free domestic lounge visits/year (2/quarter).
  • Complimentary Priority Pass for international lounges.

Apply Now : American Express Platinum Travel Credit Card