Banks now offer women-centric cards with exclusive benefits on groceries, shopping, dining, and lifestyle spends. Here’s a breakdown of the HDFC Solitaire, Union Bank Divaa, and BOBCARD Tiara Credit Cards.
1. HDFC Solitaire Credit Card
- Benefits:
50% extra reward points on grocery & dining spends (premium version includes apparel).
1% fuel surcharge waiver (₹400-₹5,000 transactions, max ₹250/month). - Fees & Waivers:
Annual Fee: ₹999 (basic), ₹2,499 (premium).
Fee Reversal: Spend ₹50,000 in 1st year. - Other Details:
Forex markup: 3.5%.
Interest rate: 3.6% per month (43.2% annually).
For more visit : HDFC Solitaire Credit Card
2. Union Bank of India Divaa Credit Card
- Benefits:
Annual perks worth ₹24,000, including vouchers from Nykaa, Flipkart, Myntra & Big Basket.
Free deliveries on Swiggy One.
₹250 off on BookMyShow tickets (min 2 tickets).
Women’s health package (free Pap smear & blood tests). - Fees & Waivers:
Annual Fee: ₹499 (+GST).
Fee Reversal: Spend ₹30,000 in 1st year. - Other Details:
Forex markup: 3%.
Interest rate: 2.95% per month (35.4% annually).
3. BOBCARD Tiara Credit Card
- Benefits:
Annual perks worth ₹31,000, including memberships (Swiggy One, Amazon Prime, Disney+ Hotstar, Fitpass).
Quarterly vouchers: ₹500 each from Nykaa, Flipkart, Myntra & ₹1,500 Lakme Salon voucher. - Fees & Waivers:
Joining/Annual Fee: ₹2,499 (+GST).
Waiver: Spend ₹25,000 in 60 days (joining fee) or ₹2.5L annually (next year’s fee). - Other Details:
Forex markup: 2%.
Interest rate: Standard.
For more visit : BOBCARD Tiara Credit Card
These cards provide higher rewards and exclusive offers for lifestyle spends, groceries, fuel, and dining, making them a great option for women seeking value for their everyday purchases.