Planning an international getaway? Don’t miss out on credit cards designed for travel that offer low forex charges, hotel memberships, and extra perks! Here’s a list of the best cards to maximize your savings and benefits abroad:
1. HDFC Infinia Credit Card Metal Edition
Key Benefits:
- Unlimited airport lounge access at 1,000+ airports worldwide (Priority Pass holders)
- Forex markup fee: 2%
- 1+1 complimentary buffet at ITC hotels in India
- 3-night stay at ITC hotels for the price of 1
- Joining fee: ₹12,500
Apply Now : HDFC Infinia Credit Card Metal Edition
2. SBI Elite Credit Card
Key Benefits:
- Forex markup fee: 1.99%
- Welcome gift: ₹5,000 e-voucher (usable at Hush Puppies, Pantaloons, and more)
- 5X reward points on dining, departmental stores, and grocery spends
- Joining fee: ₹4,999
Apply Now : SBI Elite Credit Card
3. HDFC Regalia Gold Credit Card
Key Benefits:
- Forex markup fee: 2%
- 5X reward points on Nykaa, Myntra, Marks & Spencer, and Reliance Digital
- 6 complimentary international lounge accesses per year via Priority Pass
- Joining fee: ₹2,500
Apply Now : HDFC Regalia Gold Credit Card
4. IDFC FIRST Wealth Credit Card
Key Benefits:
- Forex markup fee: 1.5%
- Lifetime free credit card
- 8 complimentary international lounge accesses per year
- Up to 10X rewards on all spends
- Joining fee: ₹0
Apply Now : IDFC FIRST Wealth Credit Card
5. YES Marquee Credit Card
Key Benefits:
- Forex markup fee: 1%
- Unlimited international lounge visits for both primary and add-on users
- Joining fee: ₹9,999
While these cards offer incredible benefits, ensure you’re aware of the potential risks, like overspending, high interest rates, and the temptation to go over budget. Always balance rewards with responsible usage.