Hi, I’m looking for a credit card that suits my needs, as my monthly EMI is close to 1 lakh. Any suggestions?
@ArunDas Amazon Pay ICICI Credit Card - Earn 2% back on Amazon Pay transactions.
Axis Airtel Credit Card - Get 10% cashback through the Airtel Thanks app, with a maximum of ₹250 cashback per statement.
Axis ACE Credit Card - Enjoy 5% cashback on Google Pay transactions, with a maximum of ₹500 cashback per statement.
Hi @ArunDas
Could you please clarify how you intend to pay the monthly EMI using credit cards?
If you’re considering using a rent payment service or a similar method, please note that it may incur additional charges and does not offer any rewards points.
@alenjoy I’m not planning to use credit cards for EMI payments directly. My focus is on earning rewards on other spends, as my EMI already takes up a large part of my budget.
OK. In that case, it would be best to select a credit card that offers more reward points in your primary spending categories.
If you can provide some details about your spending categories, I’d be happy to recommend a few cards for you.
@alenjoy I mainly spend on groceries, dining, and online shopping.