Here’s a concise breakdown of the key differences and benefits:
1. Annual Fee:
- Reliance SBI Card PRIME: ₹2,999 + GST
- Adani One Signature Card: ₹5,000 + GST
2. Reward Rate:
- Reliance SBI Card PRIME:
- 10 RP per ₹100 at Reliance stores.
- 5 RP per ₹100 on dining, movies, airlines.
- 2 RP per ₹100 on other purchases.
- Adani One Signature Card:
- 7% RP on Adani Ecosystem spends.
- 2% RP on international spends.
- 1.5% RP on domestic spends.
- 0.5% RP on utilities and insurance.
3. Reward Redemption:
- Reliance SBI Card PRIME: RP for Reliance vouchers (1 RP = ₹0.25).
- Adani One Signature Card: RP for Adani Rewards.
4. Welcome Benefits:
- Reliance SBI Card PRIME: ₹3,000 Reliance vouchers + ₹11,999 discount vouchers.
- Adani One Signature Card: ₹2,000 hotel voucher + ₹2,000 holiday voucher + ₹5,000 flight voucher (on ₹25,000 spend).
5. Entertainment Perks:
- Reliance SBI Card PRIME: ₹250 movie tickets/month.
- Adani One Signature Card: 50% off up to ₹500 on BookMyShow.
6. Travel Perks:
- Reliance SBI Card PRIME: 2 domestic lounge access/quarter + 4 international/year.
- Adani One Signature Card: 4 domestic lounge access/quarter + 2 international/year.
Summary:
- Reliance SBI Card PRIME is ideal for shoppers who frequent Reliance stores, offering higher rewards and savings.
- Adani One Signature Card is designed for travelers and those spending in the Adani ecosystem, offering travel-focused perks and exclusive rewards.
Choose the card that best suits your lifestyle and spending habits.