1️. What is a CIBIL Score?
Your CIBIL score is a 3-digit number that reflects your creditworthiness. Lenders use it to decide whether to approve your loan or credit card applications. A score above 750 is considered good, while 850+ is excellent.
2️. Why Should You Check It?
Tracking your credit health is essential, especially if you plan to apply for loans or credit cards. Regularly checking your CIBIL score can help you stay informed about your financial status and ensure there are no surprises when applying for credit.
3️. Google Pay Offers Free CIBIL Check
The Google Pay app makes checking your CIBIL score super easy and completely free! You can access your score in just one click, and the app provides a detailed report, including any delayed payments with specific dates.
4️. How to Check Your CIBIL Score on Google Pay:
- Open Google Pay: Launch the app on your mobile device.
- Go to ‘Manage Your Money’: Scroll to find the “Check your CIBIL score for free” option.
- Follow the Instructions: Google Pay will guide you through the process.
- Enter your full name, phone number, and optional details like your email or PAN to speed up the process.
- View Your Score: Your CIBIL score and credit report will be displayed within seconds. You can refresh it monthly to keep track of your credit health.
Start checking your CIBIL score with just one click and keep your credit health in check!