American Express Platinum Travel Credit Card
- Joining Fee: ₹3500 + GST
- Annual Fee: ₹5000 + GST
- Welcome Benefits: 10,000 Membership Reward (MR) points after spending ₹15,000 in the first 3 months.
- Milestone Benefits:
- 15,000 MR points on spending ₹1.9 Lakhs annually.
- 25,000 MR points + a Taj stay voucher on spending ₹4 Lakhs annually.
- Reward Rate: 2 MR points per ₹100 spent.
- Travel Benefits:
- 8 complimentary domestic lounge accesses (max 2 per quarter).
- Priority Pass membership (waived $99 fee, $32 per visit for international lounges).
- Dining Benefits: 20% off at partner restaurants.
- Forex Markup Fee: 3.5%
Apply Now: American Express Platinum Travel Credit Card
Marriott Bonvoy HDFC Bank Credit Card
- Joining Fee: ₹3000 + GST
- Annual Fee: ₹3000 + GST
- Welcome Benefits: 1 Free Night Award worth 15,000 points, valid for 1 year at participating Marriott hotels.
- Milestone Benefits: Up to 3 Free Night Awards for spending ₹6 Lakhs, ₹9 Lakhs, and ₹15 Lakhs annually.
- Reward Rate:
- 8 Marriott Bonvoy points per ₹150 spent at participating Marriott hotels.
- 4 points per ₹150 on dining, travel, and entertainment.
- 2 points per ₹150 on other eligible categories.
- Travel Benefits: 12 complimentary domestic and international lounge accesses.
- Golf Benefits: 2 complimentary golf rounds and lessons per quarter.
- Insurance Benefits: Covers air accidents, emergency medical expenses, and more.
- Forex Markup Fee: 3.5%
Apply Now: Marriott Bonvoy HDFC Bank Credit Card
Side-by-Side Comparison:
| Feature | Amex Platinum Travel | Marriott Bonvoy HDFC Bank |
|---|---|---|
| Joining Fee | ₹3500 + GST | ₹3000 + GST |
| Welcome Benefit | 10,000 MR points | 1 Free Night Award (15,000 points) |
| Reward Rate | 2 MR points per ₹100 | 8 points per ₹150 at Marriott hotels |
| Travel Benefits | 8 domestic lounge accesses | 12 domestic and international lounges |
| Dining Benefits | Up to 20% off at partner restaurants | N/A |
| Forex Markup Fee | 3.5% | 3.5% |
Rewards Comparison for Spends:
| Spend Amount | Marriott Bonvoy HDFC Card | American Express Platinum Travel Card |
|---|---|---|
| ₹2 Lakhs | 6133 RPs + 15,000 Points (1 Free Night Award) | 4000 RPs + 15,000 RPs |
| ₹4 Lakhs | 18666 RPs | 8000 RPs + 25,000 RPs |
| ₹6 Lakhs | 22000 RPs + 30,000 Points (2 Free Night Awards) | 12000 RPs |
| ₹8 Lakhs | 29333 RPs | 16000 RPs |