Can I Get Pre-Approved Credit Card Offers Without an IDFC Savings Account?

Credit Card IDFC First Bank Credit Card
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Hi all,
I don’t have a savings account with IDFC and recently canceled their FD card offer. Could I receive any pre-approved credit card offers from them in the future?

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@VinayakAnandan Pre-approved offers from IDFC are rare for new-to-bank (NTB) customers. If you have no existing banking relationship with IDFC, receiving pre-approved unsecured cards is unlikely.

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@Sneha26 My credit score is 778. I recently got my first unsecured credit card, the Amazon Pay ICICI card with a ₹1 lakh limit, and also have a Coral card. I previously had Flipkart Pay Later with IDFC, which I closed in 2022. I’m curious about pre-approved offers. What should I do?

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@VinayakAnandan With a 778 credit score and recent card activity, wait 6-8 months before applying through C2C online. This method doesn’t require an existing relationship or income documents.