Buy Now, Pay Later: How to Purchase a Mobile on EMI Without a Credit Card for the Big Billion Sale

The Flipkart Big Billion Days Sale is almost here, and you don’t need a credit card to snag that new mobile! The Bajaj Finserv Insta EMI Card offers a hassle-free way to buy now and pay later with easy, interest-free EMIs. Here’s how:

1. Why Choose the Insta EMI Card?

  • Flexible EMI Options: Split your mobile purchase into interest-free instalments without needing a credit card.
  • Stress-Free: Enjoy straightforward EMI purchases without high-interest rates or complex fees.

2. Key Features

  • Pre-Approved Limit: Up to ₹3 lakh for easy shopping during the sale.
  • Flexible Repayment: Choose tenures from 1 to 60 months to fit your budget.
  • Wide Acceptance: Use at Flipkart and across 1.5 lakh+ stores and major e-commerce platforms.

3. How to Buy a Mobile on EMI

  • Select your mobile during the sale.
  • Choose the Insta EMI Card at checkout.
  • Pick a repayment period (1 month to 5 years).
  • Confirm and receive EMI details for easy budgeting.

4. Benefits

  • Low-Cost EMIs: Save on interest with high-value purchases.
  • Tailored Repayment: Adjust tenure to suit your financial needs.
  • Generous Limit: Shop confidently with a pre-approved limit.
  • Wide Acceptance: Use at numerous retailers and online stores.
  • No Foreclosure Charges: Pay off early without extra fees.
  • Build Credit: Timely payments can enhance your credit score.

5. How to Apply

  • Eligibility: Age 21-65, steady income, credit score 720+.
  • Documents: PAN, Aadhaar, address proof, bank details.
  • Application: Apply online or at partner stores with a ₹599 joining fee.