Did you know you can buy up to 10,000 MR points directly from American Express in a calendar year? Let’s break down the details and benefits of purchasing these points.
Key Details
- Cost: ₹400 per 1,000 MR points.
- Max Limit: 10,000 MR points per calendar year (₹4,000 total cost).
- Purpose: Only available to complete a reward redemption.
Important Points to Note
- Points must be purchased in multiples of 1,000.
- You won’t earn additional MR points on the purchase, even if you use Points + Pay.
- You can only buy points up to the lower of your accumulated points or 10,000 points within a calendar year.
Is It Worth Buying Points?
Purchasing points can be a smart move if:
- You’re just short of the required points for a redemption.
- The value of the redemption (flights, hotels, etc.) exceeds the cost of buying the points.
For instance, if redeeming 10,000 MR points gives you a flight ticket worth ₹6,000, buying points at ₹4,000 is a good deal.
Who Should Consider This?
- Frequent travelers looking to maximize rewards.
- Those aiming for high-value redemptions with minimal point shortfalls.
Pro Tip: Always calculate the redemption value before buying points to ensure it’s cost-effective.
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