BOB Eterna: Dual Spend Offers + Strong First-Year Stacking Opportunity

Bank of Baroda Eterna is currently running two spend-based milestone offers at the same time for new/existing holders, on top of its usual first-year benefits.

Current spend offers

  • 1,000 Reward Points on ₹3,000 spends

  • 6,000 Reward Points on ₹90,000 spends

Why it’s interesting right now

  • Premium card often available First Year Free

  • 3.75% returns on online, dining and international

  • 1-year Fitpass voucher (on ₹10k spend in first 30 days)

  • Fee waiver at ₹2.5L annual spend

  • Lounge access for add-ons at ₹75k spend

Approvals appear relatively open. Existing BOB co-branded holders may not be eligible. Confirm income criteria and apply only if the card fits your spend.

Limited-time stacking window — review T&Cs and spend timelines carefully.