Are you a student looking for a credit card that fits your tight budget? Check out these top student credit cards that offer cashback, reward points, and come with no annual fee!
Why Get a Student Credit Card?
Student credit cards are designed to help students manage their finances while building a credit history. They offer features like interest-free periods, cashback, and reward points—all without the income eligibility usually required for credit cards!
Here are some top picks for students, both international and domestic:
International Student Credit Cards:
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Discover it Student Cash Back
- 5% cashback on rotating categories
- 1% cashback on all other purchases
- No annual fee!
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Capital One Journey Student Rewards
- 1% cashback on all purchases
- Additional rewards
- No annual fee!
-
Deserve EDU Mastercard for Students
- No annual fee
- Rewards and cashback for students without an SSN/ITIN
Domestic Student Credit Cards:
-
IDFC First Wow Credit Card
- 4x reward points on transactions
- No annual fee or income proof required
- A fixed deposit of ₹10,000 is needed as security
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HDFC Bank ISIC Student ForexPlus Chip Card
- Global ISIC membership
- Complimentary insurance cover
- No annual fee and forex benefits
These cards are excellent tools for students to enjoy financial perks while learning to manage money responsibly. Manoj Sharma, Co-Founder of invest4Edu, advises choosing cards that have clear terms and no hidden fees, and we couldn’t agree more!