Best Shopping and Rewards Credit Cards for India’s Festive Season 2024

Finding the perfect credit card for shopping during the festive season can be a challenge, but with the right focus, you can choose the one that best matches your spending habits. Here’s a quick guide to help you maximize savings and rewards:


1. Know How You Spend

  • Identify your key spending areas—groceries, fuel, dining, or e-commerce.
  • Example: If you frequently shop on Amazon or Flipkart, a co-branded card like Amazon Pay ICICI Credit Card offers higher cashback.

2. Compare Rewards

  • Choose between cards offering cashback on purchases or those providing reward points.
  • Example: SBI Simply Save Credit Card gives high reward points on dining, groceries, and other daily expenses.

3. Check Annual / Joining Fees

  • Weigh the fees against the potential rewards to ensure the card provides value.
  • Some cards offer fee waivers if you meet a minimum spend requirement.

4. Look for Partner Discounts

  • Some cards partner with brands and e-commerce sites, offering special discounts or cashback.
  • Example: RBL Bank BankBazaar Savemax Credit Card provides great shopping deals with partnered outlets.

5. Additional Perks

  • Extras like lounge access, fuel surcharge waivers, or travel insurance can add value.
  • Always check if the card offers perks that match your lifestyle.

Top 5 Credit Cards for Shopping & Rewards in 2024:

Credit Card Category
RBL Bank BankBazaar Savemax Credit Card Shopping & Rewards
Federal Bank VISA Signet Credit Card Shopping & Reward Points
SBI Simply Save Credit Card Shopping & Rewards
Amazon ICICI Pay Credit Card Shopping & Rewards
Yes Bank Finbooster Credit Card Reward Points

Pay your bills on time to avoid late fees and ensure you continue earning reward points. Choose a card that matches your shopping style to maximize savings this festive season!