If you’re planning to get a rewards credit card, it’s important to choose one that aligns with your spending habits. Whether you’re a frequent traveler, a foodie, or love shopping, there’s a card for everyone! Here’s a roundup of some of the top rewards credit cards that you can explore:
1. HDFC Bank Rewards Credit Cards
- Diners Club Black Metal Edition: Earn 10,000 bonus points for spending ₹4 lakh annually.
- Regalia Gold Credit Card: Get ₹5,000 flight vouchers for spending ₹5 lakh, and another ₹5,000 for spending ₹7.5 lakh.
- Diners Club Privilege: Earn vouchers worth ₹1,500 for Marriott, Decathlon, and more on quarterly spends of ₹1.5 lakh.
- Diners Club Rewardz: Earn 3 points for every ₹150 spent, with up to 5% cashback through SmartBuy.
2. Standard Chartered Rewards Credit Card
- 4X rewards on retail spends above ₹20,000.
- Complimentary lounge access per calendar quarter.
- No joining fees, and annual fees waived on spends of ₹1.5 lakh or more.
3. ICICI Bank Reward Credit Cards
- Earn points on almost every purchase with no limit and no expiry!
- Redeem points on exclusive gift items and vouchers.
- Multiple options including American Express Green, Big Bazaar Gold, and more.
4. Axis Bank Reward Credit Card
- Earn 5,000 Edge Reward points on net spends of ₹1,000 or more within 30 days of card issuance.
- Get 10X reward points for every ₹125 spent on apparel and departmental stores.
Things to Consider Before Choosing a Card:
- Annual Spend: Some cards offer high rewards but have higher annual fees, so check if your spending justifies the fee.
- Purpose: Select a card that aligns with your interests, such as travel, dining, or shopping rewards.
- Benefits vs Fees: Compare the rewards with the annual fee and decide based on the value they offer for your spending.
Choose wisely and make the most of your rewards!