Best Credit Cards for Budget Travelers: Save on Every Trip!

Traveling is exciting, but sticking to a budget is key to enjoying your trips without stressing over finances. If you love traveling but don’t want to overspend, these credit cards can help you maximize savings while offering fantastic travel perks. Here’s a look at the best credit cards for budget-conscious travelers:


1. ixigo AU Credit Card

  • Lifetime-Free for a limited period.
  • Earn 20 Reward Points per ₹200 on ixigo spends, 10 RP on online, and 5 RP on offline spends.
  • Zero forex markup for international transactions.
  • Offers complimentary domestic and international airport lounge access.
  • Perfect for budget travelers who want value with every booking.

2. IRCTC RBL Bank Credit Card

  • ₹500 joining fee.
  • Earn 5 Reward Points per ₹200 on IRCTC train bookings and 2 RP on flights, hotels, and cruises.
  • Complimentary railway lounge access and travel insurance.
  • Ideal for frequent train travelers looking for savings on IRCTC bookings.

3. MakeMyTrip ICICI Bank Credit Card

  • ₹999 joining fee.
  • Earn 6 myCash for hotel bookings and 3 myCash for flights, taxis, and buses on MakeMyTrip.
  • Comes with MMTDOUBLEBLACK membership, offering free cancellations and discount vouchers.
  • Great for travelers who frequently book via MakeMyTrip.

4. Axis Bank Atlas Credit Card

  • Earn 5 Edge Miles per ₹100 spent on travel, and 2 Edge Miles on other categories.
  • Redeem Edge Miles for air miles, hotel bookings, or flights.
  • Offers complimentary lounge access and discounts at restaurants.
  • Perfect for budget travelers who want to rack up travel miles.

5. American Express Platinum Travel Card

  • Premium card with 10,000 Membership Rewards on signup and 15,000 Points on ₹1.9 lakh annual spends.
  • Complimentary lounge access, Priority Pass, and Taj vouchers.
  • Ideal for frequent travelers who want exclusive travel benefits while managing a budget.

Whether you’re a frequent traveler or a weekend explorer, these cards offer significant savings on travel-related expenses. Choose the one that best fits your travel style and budget, and make every trip more rewarding!